HOME INSURANCE IN KENYA
A sort of property insurance called “home insurance” is purposed at safeguarding a person’s residence, furniture, and other belongings from losses and damage. In this article, we’ll discuss a couple of home insurance plans available in Kenya.
But first, what exactly does having home insurance mean? And what does it include? You can expect the following to be covered by domestic insurance, as is the case with the majority of insurance firms and packages: The terms could vary based on the bundle you choose, but these ought to be the absolute minimum.
Domestic package policy covers domestic workers as well as the housing or apartment and its goods, it also has the legal liability of the owners and tenants.
It offers protection for the following;
Home items insurance/ Content coverage
This insurance provides coverage in the event that your personal belongings or household items are stolen, damaged, or destroyed. Your television, computer, refrigerator, clothes, jewelry, and appliances might all fall under this category. If you own a home, you can include your goods insurance in your homeowner’s policy. This typically costs less than having separate policies. Remember to consider the value of your possessions while selecting this insurance. Consider what you could replace or lose if anything unfortunate happened. It is important to note that they exclude the following from their cover: Documents of various kinds, including securities for money, stamps, deeds, bonds, promissory notes, and manuscripts
All risk coverage
Under this section, all sorts of risks are covered and for the best company, it is advisable to consider:
Safaricom Home Insurance
It provides an annual home insurance package in collaboration with Jubilee Home Insurance Company of Kenya. By dialing from your phone, you choose “House Insurance,” and carrying out the necessary processes, you can sign up for the service. The package makes sure that your home and belongings are protected, among other things, from burglary and damage brought on by domestic assistants as well as fire, electrical issues, floods, and other natural catastrophes. The benefit of paying for their packages in monthly installments is another benefit for customers.
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