Motor Insurance

We own cars but do not know what motor insurance is about.  This is a form of insurance policy that guards the insured against financial loss in the event that the covered motor vehicle is stolen, torched, or involved in an accident. It also covers third-party responsibility resulting from use of the insured motor vehicle.

Cheapest car insurance in kenya 

Your specific circumstances, such as age, occupation, and the kind of vehicle you drive, will determine the lowest kind of auto insurance for you. Even though it gives the most coverage of the three policy kinds, fully comprehensive protection is typically the most affordable.

3 Things covered under motor insurance in kenya

Only third parties

The legal prerequisite is this cover. This level of protection guarantees that you will be compensated for any injuries to third parties (including your passengers) or damage to third parties’ property resulting from an accident you caused. It doesn’t pay for any of the expenses you incur as a result of an accident.

Theft and third-party fire

This offers the same protection as third-party coverage while also providing insurance in case your car is stolen or damaged by fire.

Comprehensive

The same protection is offered by this as by third party fire and theft. But it also includes coverage for you if an accident results in damage to your car. Many

In line to comprehensive policy you are advised to consider;

Britam comprehensive car insurance 

It covers a variety of incidents, such as vandalism, fires, and rockslides on winding mountain roads, that can harm your car. This cover promises to provide complete protection. We will make every effort to provide you with the ideal cover to shield your car from monetary obligations resulting from unanticipated occurrences.

Cost of  3rd party car insurance in kenya

The cost of third-party auto insurance varies based on the insurer, the policy’s liability limitations, the kind of car being insured, and other factors. For private vehicles, annual prices range from under KSh 8,000 to as low as KSh 5,000.

Smaller pickups are charged less for commercial vehicle insurance than huge trucks, which makes sense given that a truck has a far greater weight and potential for damage than a pickup. For their business-related trucks, pickups, and canters, many companies opt to just get third-party auto insurance. These commercial vehicles have annual premium rates ranging from KSh 7,500 to KSh 25,000.