Motor insurance, is a form of insurance cover thatprotects the insured against financial loss in the event that the covered motor vehicle is stolen, torched, or involved in an accident. It also covers third-party responsibility resulting from the use of the insured motor vehicle. Under this article, you have to know the following: Cheapest car insurance in Kenya, What is covered under motor insurance, The cost of 3rd party car insurance and car insurance Kenya online
As technology has evolved overtime, it is now much simpler to find car insurance online in Kenya. These companies are happy to let you know that you can purchase an automobile insurance policy online. They have teamed up with Kenbright to create this breakthrough so they can give their clients a better experience and provide service in a flash.
Follow these steps to buy a motor cover online:
Before you apply for this, make sure you contact us for help to avoid future losses or lose of funds.
- Go to the company website and click buy option
- Provide them with information about your car so that they can prepare a quote.
- Choose “Get a quote.”
- See the benefits provided and add any additional benefits, such as an excess protector, to your quote. If not sure with what you need, talk to us anytime.
- Choose “Purchase Now.”
- Tell them a little bit about yourself.
- Click “Pay Now” and select the payment method of your choice.
- Pay the invoice.
- A customer service representative will call you for confirmation.
- You will receive an email containing a link to your digital certificate.
Depending on your circumstances, such as age, occupation, and the kind of vehicle you drive, will determine the cheapest kind of auto insurance for you. Even though it gives the most coverage of the three policy kinds, fully comprehensive protection is typically the most affordable. To understand much more about this policy, let us have a look at some of the aspects covered.
- Only third parties
The legal prerequisite is this cover. This level of protection guarantees that you will be compensated for any injuries to third parties (including your passengers) or damage to third parties’ property resulting from an accident you caused. It doesn’t pay for any of the expenses you incur as a result of an accident. In connection with it, you are advised to think of the cost of 3rd party car insurance in Kenya
The cost of third-party auto insurance varies based on the insurer, the policy’s liability limitations, the kind of car being insured and other factors. For private vehicles, annual prices range from under KSh 8,000 to as low as KSh 5,000.
Smaller pickups are charged less for commercial vehicle insurance than huge trucks, which makes sense given that a truck has a far greater weight and potential for damage than a pickup. For their business-related trucks, pickups, and canters, many companies opt to just get third-party auto insurance. These commercial vehicles have annual premium rates ranging from KSh 7,500 to KSh 25,000.
- Theft and third-party fire
This offers the same protection as third-party coverage while also providing insurance in case your car is stolen or damaged by fire.
Comprehensive
The same protection is offered by this as by third party fire and theft insurance. But it also includes coverage for you if an accident results in damage to your car. In line to comprehensive policy you are advised to consider Britam comprehensive car insurance
It covers a variety of incidents, such as vandalism, fires, and rockslides on winding mountain roads, that can harm your car. This cover promises to provide complete protection. They will make every effort to provide you with the ideal cover to shield your car from monetary obligations resulting from unanticipated occurrences.
